Contact Us

Phone

1300 MELB FIRST

 

Mobile

0414 617 972  or

0407 348 646

 

Emails

doreen@mfhbc.com.au

leigh@mfhbc.com.au

 

Location

Keilor East, VIC

 

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Pre Approvals

You will know how much you can afford

No guess work, you will know exactly which homes you should be looking at.

 

You will be able to beat out competition

Knowing how much you can borrow will give you a leg up on your competition if you get into a bidding war. You’ll be able to be more strategic about your offers and understand what an offer increase could do to your mortgage payment. You will also know when it’s time to walk away or (if you can afford to do so) increase your offer amount

 

The agent/vendor will take you seriously

Having a preapproval in place also gives the vendor and the agent the confidence to accept your offer, sometimes even when it is not the highest they have received (but is the only one with preapproval)

 

You can purchase a home more quickly

Having a preapproval quickly in hand allows you to make purchasing decisions. If you wait until you find a house to get preapproved, you will have to take time out to find a mortgage. Time taken at this point could mean losing the home to another bidder

 

You can do your homework first

By being a member of Melbourne First Home Buyers Club you will be well informed in the areas of how to make an offer, what is important about the contract of sale, do I need a pest and building inspection , what does a conveyancer do and a whole lot more.